All insurance policies contain exclusions, limitations, and conditions, whether within the base policy language or added by endorsement. Not all exclusions or limitations are addressed in this proposal or communication. Exclusions and limitations can be absolute or conditional based on the specific circumstances and allegations of a loss or claim. Final coverage determinations are fact-based and are solely at the discretion of the insurance carrier.

International Credit Insurance Broker Ltd acts as an insurance broker and offers coverage options available from the insurance carriers we are licensed to represent or with which we have a relationship. We make no representations regarding coverages, exclusions, or limitations in policies from any carriers not represented by our agency, nor do we make representations regarding the availability of coverage for any specific risk of loss in the broader insurance marketplace. This proposal is provided for informational purposes only and should not be relied upon as a binding contract of insurance. Clients are advised to review the specific policy language and consult with us regarding any questions prior to binding coverage.